When most people think of taking money out of a non-Roth IRA (Individual Retirement Account), they think of the 59½ rule. What’s the 59½ rule? It means that if you take a withdrawal from an IRA before age 59½ you will get hit with a 10% penalty for early withdrawals! The 59½ rule prevents […]
The conventional wisdom in the financial services industry for the last several decades is that a prudent way to invest money (one that will provide sufficient yields and hedge downside risk) is to use a mix of 60% stocks/mutual funds and 40% bonds. Why a 60/40 mix? The equity part of the portfolio is […]
Aspen Creek Financial is proud to announce a new partnership with the Association of Financial Educators (AFE). Begun in 2007 with the goal of empowering individuals to take control of their financial well-being, AFE is the market leader in providing FREE financial education workshops to companies of all sizes and in all market sectors of North America.