fbpx

Fixed Indexed Annuities

Building Wealth with Fixed Indexed Annuities (FIAs)

For readers who lost 40-50+% when the stock market crashed in 2007-March 2009, this material will be very exciting.

This part of the website covers the basics of Fixed Indexed Annuities (FIAs) and why you may want to use one as a primary wealth-building tool.

Why FIAs? Because they can have the following characteristics:

100% principal protection (your money will never go backwards due to negative returns in the stock market).

Positive gains in a stock index are locked in every year (minus dividends).

— A guaranteed rate of return (accumulation value) between 5-7% depending on the product (non-walk away value that is used for the next bullet point).

— A guaranteed income for life you can never outlive (without having to annuitize).

— A free long-term care benefit

Does a wealth-building tool with the above-mentioned characteristics interest you?

We’d be shocked if it didn’t.

With proper asset allocation using FIAs as a wealth-building tool, the pain of the last stock market crash could have been significantly mitigated. Unfortunately, too many advisors giving stock and mutual fund advice do not use FIAs to help their clients; and, therefore, the stock market crash took a heavy toll on most American investors.

It is for this reason that we have on this website an educational PowerPoint presentation that you can use to educate yourself further on FIAs. If you on the image below, you will be able to view/listen to a presentation that explains the basics of FIAs.

Guaranteed returns and a guaranteed income for life

If you would like to learn how to receive a guaranteed return of 7%* coupled with a guaranteed lifetime income you can never outlive, please click here.

The 7% return is a non-walk away account value that is solely used to calculate the guaranteed income for life payment (this is more fully explained in the following video).

Getting Help

If you would like to talk with our firm to learn more about the specific FIAs available in the market today and how they can help you with your retirement planning, please e-mail admin@aspencreekfinancial.com or call 888-937-1937 to set-up appointment.

*Any guarantees mentioned are backed by the financial strength and claims-paying ability of the issuing insurance company and may be subject to caps, restrictions, fees and surrender charges as described in the annuity contract

Fixed Index Annuities FREE Whitepaper

To learn more about Fixed Index Annuities and how they can eliminate downside risk while allowing for the opportunity to participate in upside market returns, fill out the form below to get our FREE FIA Whitepaper.

By completing this form you are agreeing to our Privacy and Data Policies

Download Your 3-Step Financial Freedom Checklist Now

Download Your Free Retirement Plan Comparison Case Study Now