There is going to be a lot of Monday Morning Quarterbacking going on after the dust settles from this most recent stock market crash brought on by COVID-19. The Dow, S&P, and just about everything in the market got crushed. What is a black swan event? It’s an unpredictable event that is beyond what is normally expected of a situation and […]
If you, a loved one, or a friend want help paying down student loan debt, there are legitimate ways to do it quickly. There is a recent bankruptcy case (Rosenberg) that made national news when it comes to discharging Student Loan Debt (SLD). This case has already emboldened scammers touting that they can help students eliminate their debt through bankruptcy […]
We recently read the conflict of interest document released by Northwestern Mutual (NWM), and we were surprised, to say the least, and we thought you may be interested in reading it as well. To read the 8-page piece documenting the massive conflict of interest problems NWM advisors have, click on the following link: http://www.uploadedimages.net/content/PDFs/Northwestern.Conflict.Disclosure.pdf What’s the big […]
It’s tough being a parent today. Most parents would like to give some kind of financial help to their children who want to go to college. But the costs of college today is very high as compared to the past decades. Let’s take a look at the cost to go to college for four years: In-State School Starting in […]
This message is going to be quick because we know you’re busy getting ready for the holiday with friends and family. At Aspen Creek Financial, we are grateful for the peace of mind we’re able to provide to our clients when they’re planning for retirement and their financial future. If peace of mind is […]
As a general rule, I’m not a huge fan of most financial books. I find most to be sales books for the author or have content that I don’t agree with. However, there are some good books out there that I’ll point out sometimes in my posts as suggested reading. As I was thinking […]
When most people think of taking money out of a non-Roth IRA (Individual Retirement Account), they think of the 59½ rule. What’s the 59½ rule? It means that if you take a withdrawal from an IRA before age 59½ you will get hit with a 10% penalty for early withdrawals! The 59½ rule prevents […]
You may think this post might be boring or one you’ll want to skip, but it won’t be and you shouldn’t. This is one you’ll want to forward to family and friends so they can avoid the mistakes we’ll be discussing. Life insurance as a necessary evil? Most people, when they think of life insurance, think […]