News

by Mike McCurdy

March 25, 2020

Protecting Portfolios from Black Swan Events

There is going to be a lot of Monday Morning Quarterbacking going on after the dust settles from this most recent stock market crash brought on by COVID-19. The Dow, S&P, and just about everything in the market got crushed. What is a black swan event? It’s an unpredictable event that is beyond what is normally expected of a situation and […]

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by Mike McCurdy

February 26, 2020

Financial Planning Education

Be Careful of Student Loan Debt Forgiveness Scams

If you, a loved one, or a friend want help paying down student loan debt, there are legitimate ways to do it quickly. There is a recent bankruptcy case (Rosenberg) that made national news when it comes to discharging Student Loan Debt (SLD). This case has already emboldened scammers touting that they can help students eliminate their debt through bankruptcy […]

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by Mike McCurdy

December 11, 2019

Finance

Northwestern Mutual Admits to Material Conflicts of Interest

We recently read the conflict of interest document released by Northwestern Mutual (NWM), and we were surprised, to say the least, and we thought you may be interested in reading it as well. To read the 8-page piece documenting the massive conflict of interest problems NWM advisors have, click on the following link: http://www.uploadedimages.net/content/PDFs/Northwestern.Conflict.Disclosure.pdf What’s the big […]

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by author

December 4, 2019

Financial Planning Education

Saving for College or Retirement – What Parents Need to Know

It’s tough being a parent today. Most parents would like to give some kind of financial help to their children who want to go to college. But the costs of college today is very high as compared to the past decades. Let’s take a look at the cost to go to college for four years: In-State School Starting in […]

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by Mike McCurdy

November 26, 2019

Financial Planning Education

We’re Grateful For The Peace of Mind We Get From Planning Ahead

This message is going to be quick because we know you’re busy getting ready for the holiday with friends and family. At Aspen Creek Financial, we are grateful for the peace of mind we’re able to provide to our clients when they’re planning for retirement and their financial future. If peace of mind is […]

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by author

November 20, 2019

Advisor Profile

Advisor Profile: Helping Parents Prepare (and Survive!) the College Years

Tim Meyer is a father of five adult children and for two years in a row, he had four kids all in college at the same time. One of his children is an aerospace engineer, one is a teacher, and one is a nurse. Tim and his wife have a lot of experience in […]

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by Mike McCurdy

November 13, 2019

Financial Planning Education

The Millionaire Next Door

As a general rule, I’m not a huge fan of most financial books. I find most to be sales books for the author or have content that I don’t agree with. However, there are some good books out there that I’ll point out sometimes in my posts as suggested reading. As I was thinking […]

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by Drew McCurdy

November 6, 2019

Financial Planning Education

How to Receive Early Distributions from an IRA without Penalty

When most people think of taking money out of a non-Roth IRA (Individual Retirement Account), they think of the 59½ rule. What’s the 59½ rule? It means that if you take a withdrawal from an IRA before age 59½ you will get hit with a 10% penalty for early withdrawals! The 59½ rule prevents […]

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by Jeff Poole

November 4, 2019

Insurance

Mistakes to Avoid When Buying Life Insurance

You may think this post might be boring or one you’ll want to skip, but it won’t be and you shouldn’t. This is one you’ll want to forward to family and friends so they can avoid the mistakes we’ll be discussing. Life insurance as a necessary evil? Most people, when they think of life insurance, think […]

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by author

November 1, 2019

Financial Planning Education

Income Tax Planning – What Tax Bracket Will You Likely Be in in Retirement?

What income tax bracket do you think you will be in when you retire? Well…, before you answer that, let’s take a look at the two key factors that could affect the answer. What state will you be living in when you retire? Some people will stay in the state they are currently living […]

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Recent News

Protecting Portfolios from Black Swan Events

Be Careful of Student Loan Debt Forgiveness Scams

Northwestern Mutual Admits to Material Conflicts of Interest

Saving for College or Retirement – What Parents Need to Know

We’re Grateful For The Peace of Mind We Get From Planning Ahead

Advisor Profile: Helping Parents Prepare (and Survive!) the College Years

The Millionaire Next Door

How to Receive Early Distributions from an IRA without Penalty

Mistakes to Avoid When Buying Life Insurance

Income Tax Planning – What Tax Bracket Will You Likely Be in in Retirement?